Terms of Services

1. Acceptance of Terms

By using htbmrff.com (“Site”), you agree to these Terms of Service (“Terms”). If you do not agree, please do not use our Site.

2. Use of the Site

Our Site, including its content and features, is owned by htbmrff.com and is protected by international copyright, trademark, and other intellectual property laws. Our Site is intended for personal, non-commercial use.

3. Modification of Terms

We reserve the right to modify these Terms at any time. Your continued use of the Site after changes are made signifies your acceptance of the updated Terms.

4. Privacy

Please review our Privacy Policy to understand how we handle your personal data.

5. Disclaimer

The Site is provided “as is”. We disclaim all warranties, expressed or implied, about the accuracy, reliability, and fitness for a particular purpose of our Site.

6. Governing Law

These Terms are governed by the laws of [Your Jurisdiction], regardless of conflict of law principles.